Student loans help New Zealanders pay for their studies and living costs while they are studying. You can apply for a student loan through StudyLink. If you have a loan, you have to start paying what you've borrowed back to us if you live overseas or earn over:
- $24,128 for the 1 April 2024 to 31 March 2025 year
- $22,828 for the 1 April 2023 to 31 March 2024 year
You will also need to pay any interest, penalties or fees that are added to your loan.
Student loans Dates
APR 1Overseas-based student loan repayment due if you do not have a temporary repayment suspension.
APR 8End-of-year student loan repayments are due if you have a tax agent with a valid extension of time.
MAY 7Interim student loan repayments are due. They count towards your end-of-year repayment obligation.